Get & compare mortgage quotes anonymously from local lenders — no phone number, no SSN.Start in My Home

Local

Coney Island Mortgage Calculator

Estimate your true cost of homeownership in Coney Island with localized property taxes, insurance, and utility data.

← Back to Coney Island Hub

Est. Total Monthly Cost

$3,255

P&I Payment$2,764

Taxes & Ins$302

Utilities$190

Also calculate:FHA Calculator VA Calculator

Next steps

Take this Coney Island scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over time Find lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

Home Price$515,745

Local Median: $515,745

Down Payment$103,149 (20%)

Interest Rate

Loan Term

Credit Score

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Property Taxes / yr$1,302

Homeowners Ins. / yr$2,316

Include Flood InsuranceOptional

Estimated based on Coney Island FEMA risk profiles.

Include Est. Utilities$2,277/yr

Based on DOE LEAD data for Coney Island.

Monthly$3,255

Monthly Breakdown

Principal & Interest

$2,764

Property Taxes

$109

Homeowners Ins.

$193

Utilities

$190

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest

$582,401

Local Housing Facts for Coney Island

·Median home value: $515,745 (adjusted for current market conditions)
·Est. property taxes: $1,302/yr — pre-loaded from county assessment data
·Homeowners insurance (HO-3): $2,316/yr — based on local per-$1K premium rates
·Energy utilities: $2,277/yr — sourced from DOE LEAD survey data
·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Coney Island?

Based on the local median home value, estimated real estate property taxes in Coney Island are around $1,302 per year.

What is the average home price in Coney Island?

The median home value in Coney Island is currently estimated at $515,745.

How much does homeowners insurance cost in Coney Island?

For a median priced home, homeowners insurance in Coney Island averages around $2,316 annually.

What is the true total cost of owning a home in Coney Island?

True homeownership costs go beyond principal and interest. In Coney Island, a typical homeowner with a median-priced home of $515,745 can expect to pay roughly $1,302/yr in property taxes, $2,316/yr for homeowners insurance, and $2,277/yr in energy utilities. That adds approximately $491 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.