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Coon Rapids Mortgage Calculator

Estimate your true cost of homeownership in Coon Rapids with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,393
P&I Payment$908
Taxes & Ins$197
Utilities$288
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Mortgage Details

$171,410
Local Median: $171,410
$34,282 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,393

Monthly Breakdown

Principal & Interest
$908
Property Taxes
$127
Homeowners Ins.
$70
Utilities
$288

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$189,914

Local Housing Facts for Coon Rapids

  • ·Median home value: $171,410 (adjusted for current market conditions)
  • ·Est. property taxes: $1,525/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $835/yr — based on local per-$1K premium rates
  • ·Energy utilities: $3,457/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Coon Rapids?

Based on the local median home value, estimated real estate property taxes in Coon Rapids are around $1,525 per year.

What is the average home price in Coon Rapids?

The median home value in Coon Rapids is currently estimated at $171,410.

How much does homeowners insurance cost in Coon Rapids?

For a median priced home, homeowners insurance in Coon Rapids averages around $835 annually.

What is the true total cost of owning a home in Coon Rapids?

True homeownership costs go beyond principal and interest. In Coon Rapids, a typical homeowner with a median-priced home of $171,410 can expect to pay roughly $1,525/yr in property taxes, $835/yr for homeowners insurance, and $3,457/yr in energy utilities. That adds approximately $485 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.