Local
Learn about the people, housing, costs and businesses in Copperas Cove, Texas
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Copperas Cove.
True all-in cost — P&I, taxes, insurance & utilities for homes in Copperas Cove.
Find and compare lenders active near Copperas Cove.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Copperas Cove.
Seismic risk and earthquake insurance estimates for Copperas Cove.
Wildfire exposure and insurance estimates for Copperas Cove.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Copperas Cove is approximately 7.047% (7.088% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Copperas CoveThe median home value in Copperas Cove is $182k. The median monthly rent is $1,199. Annual property taxes average $3k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Copperas Cove have increased 5.5% over the past two years. This represents moderate growth. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,126/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $48k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Copperas Cove is $70k/year.
Calculate your buying powerThe largest employment sectors in Copperas Cove are public administration (25%) and healthcare (12%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.