Local
Learn about the people, housing, costs and businesses in Costa Mesa, California
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Costa Mesa.
True all-in cost — P&I, taxes, insurance & utilities for homes in Costa Mesa.
Find and compare lenders active near Costa Mesa.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Costa Mesa.
Seismic risk and earthquake insurance estimates for Costa Mesa.
Wildfire exposure and insurance estimates for Costa Mesa.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Costa Mesa is approximately 6.785% (6.817% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Costa MesaThe median home value in Costa Mesa is $1.2M. The median monthly rent is $2,570. Annual property taxes average $7k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Costa Mesa have increased 19.2% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $2,607/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $112k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Costa Mesa is $118k/year.
Calculate your buying powerThe largest employment sectors in Costa Mesa are healthcare (18%) and public administration (18%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.