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Cost of Living in Costilla County

Is it better to rent or buy in Costilla County? Explore median costs, utility estimates, and run the numbers on your own budget to see how far your income goes.

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Rent vs. Buy Affordability Calculator

Adjust the sliders to match your scenario. We recommend keeping total housing costs under 40% of your gross income.

$35,980
$894/mo

Median in area: $894

$197,415

Median in area: $197,415

$39,483

If you Rent

🔑
$1,129 /mo
Base Rent$894
Est. Utilities$235
% of Income37.7%
Pre-tax Residual$1,869

If you Buy

🏠
$1,402 /mo
P&I (7.085%)$1,060
Taxes & Ins$107
Est. Utilities$235
% of Income46.8%
Pre-tax Residual$1,597

Compare Nearby Areas

See how Costilla County stacks up against neighboring areas.

Cost of Living FAQs

Is it cheaper to rent or buy in Costilla County?

Based on median housing data, renting is currently more affordable on a monthly basis in Costilla County. The estimated all-in monthly cost for renting is $1,129, while owning a median-priced home with a 20% down payment is roughly $1,402 per month (a difference of $273).

How much do utilities cost in Costilla County?

The average monthly utility cost (electricity and natural gas) for a typical home in Costilla County is approximately $235. This estimate uses local utility rate schedules combined with median energy consumption profiles.

What is a good salary to live comfortably in Costilla County?

To comfortably afford the median rent and utilities in Costilla County without exceeding the recommended 30% housing-to-income threshold, a household should earn a gross salary of approximately $45,160 per year.