Local
Learn about the people, housing, costs and businesses in Coto de Caza, California
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Coto de Caza.
True all-in cost — P&I, taxes, insurance & utilities for homes in Coto de Caza.
Find and compare lenders active near Coto de Caza.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Coto de Caza.
Seismic risk and earthquake insurance estimates for Coto de Caza.
Wildfire exposure and insurance estimates for Coto de Caza.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Coto de Caza is approximately 6.998% (7.030% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Coto de CazaThe median home value in Coto de Caza is $1.5M. The median monthly rent is $3,266. Annual property taxes average $9k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Coto de Caza have increased 11.9% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $3,766/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $161k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Coto de Caza is $238k/year.
Calculate your buying powerThe largest employment sectors in Coto de Caza are public administration (22%) and healthcare (19%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.