Local
Learn about the people, housing, costs and businesses in Cousins Island, Maine
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Cousins Island.
True all-in cost — P&I, taxes, insurance & utilities for homes in Cousins Island.
Find and compare lenders active near Cousins Island.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Cousins Island.
Seismic risk and earthquake insurance estimates for Cousins Island.
Wildfire exposure and insurance estimates for Cousins Island.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Cousins Island is approximately 7.013% (7.057% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Cousins IslandThe median home value in Cousins Island is $715k. The median monthly rent is $1,809. Annual property taxes average $9k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Cousins Island have increased 11.8% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $2,101/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $90k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Cousins Island is $113k/year.
Calculate your buying powerThe largest employment sectors in Cousins Island are public administration (20%) and healthcare (14%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.