Local
Learn about the people, housing, costs and businesses in Cross, Florida
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Cross.
True all-in cost — P&I, taxes, insurance & utilities for homes in Cross.
Find and compare lenders active near Cross.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Cross.
Seismic risk and earthquake insurance estimates for Cross.
Wildfire exposure and insurance estimates for Cross.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Cross is approximately 6.907% (6.943% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for CrossThe median home value in Cross is $134k. Annual property taxes average $878. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Cross have increased 42.3% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $593/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $25k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Cross is $45k/year.
Calculate your buying powerThe largest employment sectors in Cross are public administration (31%) and healthcare (10%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.