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Cost of Living in Cross Plains

Is it better to rent or buy in Cross Plains? Explore median costs, utility estimates, and run the numbers on your own budget to see how far your income goes.

Rent vs. Buy Affordability Calculator

Adjust the sliders to match your scenario. We recommend keeping total housing costs under 40% of your gross income.

$91,510
$1,156/mo

Median in area: $1,156

$367,379

Median in area: $367,379

$73,476

If you Rent

$1,380 /mo
Base Rent$1,156
Est. Utilities$224
% of Income18.1%
Pre-tax Residual$6,246

If you Buy

$2,458 /mo
P&I (6.893%)$1,934
Taxes & Ins$300
Est. Utilities$224
% of Income32.2%
Pre-tax Residual$5,168

Cost of Living FAQs

Is it cheaper to rent or buy in Cross Plains?

Based on median housing data, renting is currently more affordable on a monthly basis in Cross Plains. The estimated all-in monthly cost for renting is $1,380, while owning a median-priced home with a 20% down payment is roughly $2,458 per month (a difference of $1,078).

How much do utilities cost in Cross Plains?

The average monthly utility cost (electricity and natural gas) for a typical home in Cross Plains is approximately $224. This estimate uses local utility rate schedules combined with median energy consumption profiles.

What is a good salary to live comfortably in Cross Plains?

To comfortably afford the median rent and utilities in Cross Plains without exceeding the recommended 30% housing-to-income threshold, a household should earn a gross salary of approximately $55,200 per year.