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Cost of Living in Crow Wing County

Is it better to rent or buy in Crow Wing County? Explore median costs, utility estimates, and run the numbers on your own budget to see how far your income goes.

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Rent vs. Buy Affordability Calculator

Adjust the sliders to match your scenario. We recommend keeping total housing costs under 40% of your gross income.

$77,372
$1,026/mo

Median in area: $1,026

$303,538

Median in area: $303,538

$60,708

If you Rent

🔑
$1,254 /mo
Base Rent$1,026
Est. Utilities$228
% of Income19.4%
Pre-tax Residual$5,194

If you Buy

🏠
$2,109 /mo
P&I (6.996%)$1,615
Taxes & Ins$266
Est. Utilities$228
% of Income32.7%
Pre-tax Residual$4,339

Compare Nearby Areas

See how Crow Wing County stacks up against neighboring areas.

countyMille Lacs County, MN
$1,001/mo
countyMorrison County, MN
$818/mo
countyAitkin County, MN
$1,008/mo
countyCass County, MN
$946/mo

Cost of Living FAQs

Is it cheaper to rent or buy in Crow Wing County?›

Based on median housing data, renting is currently more affordable on a monthly basis in Crow Wing County. The estimated all-in monthly cost for renting is $1,254, while owning a median-priced home with a 20% down payment is roughly $2,109 per month (a difference of $855).

How much do utilities cost in Crow Wing County?›

The average monthly utility cost (electricity and natural gas) for a typical home in Crow Wing County is approximately $228. This estimate uses local utility rate schedules combined with median energy consumption profiles.

What is a good salary to live comfortably in Crow Wing County?›

To comfortably afford the median rent and utilities in Crow Wing County without exceeding the recommended 30% housing-to-income threshold, a household should earn a gross salary of approximately $50,160 per year.