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Learn about the people, housing, costs and businesses in Cullman, Alabama
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FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Cullman.
True all-in cost — P&I, taxes, insurance & utilities for homes in Cullman.
Find and compare lenders active near Cullman.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Cullman.
Seismic risk and earthquake insurance estimates for Cullman.
Wildfire exposure and insurance estimates for Cullman.
As of today, the 30-year fixed mortgage rate for Cullman is approximately 6.921% (6.958% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for CullmanThe median home value in Cullman is $257k. The median monthly rent is $1,039. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Cullman have increased 17.3% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,007/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $43k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Cullman is $67k/year.
Calculate your buying powerThe largest employment sectors in Cullman are public administration (25%) and retail (9%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.