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Cumberland County

Learn about the people, housing, costs and businesses in Cumberland County County

Median Home$130,638
Median Rent$811/month
Population10,334
Leading IndustriesTransportation · Construction4% transportation
Home Value Growth⬆⬆⬆+23.9% over 2 years
Retirees21% of residentsnear the national average
Homeowners84% of occupied units
NotableHigh Incomes$76k/year · top 27% nationally
NotableAffordable Market$131k median home · lower cost than 80% of the country
Cumberland County
IL

Frequently Asked Questions

What are today's mortgage rates in Cumberland County?

As of today, the 30-year fixed mortgage rate for Cumberland County is approximately 7.201% (7.237% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.

View current rates for Cumberland County
What is the median home price in Cumberland County?

The median home value in Cumberland County is $131k. The median monthly rent is $811. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.

Are home values rising in Cumberland County?

Home values in Cumberland County have increased 23.9% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.

How much income do you need to buy a home in Cumberland County?

Based on a typical all-in ownership cost of $796/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $34k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Cumberland County is $76k/year.

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What industries drive the economy in Cumberland County?

The largest employment sectors in Cumberland County are public administration (22%) and retail (14%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.

🗺️ Nearby Areas

Adjacent counties and areas