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Dade Mortgage Calculator

Estimate your true cost of homeownership in Dade with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,793
P&I Payment$1,403
Taxes & Ins$229
Utilities$161
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Mortgage Details

$266,961
Local Median: $266,961
$53,392 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,793

Monthly Breakdown

Principal & Interest
$1,403
Property Taxes
$122
Homeowners Ins.
$107
Utilities
$161

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$291,458

Local Housing Facts for Dade

  • ·Median home value: $266,961 (adjusted for current market conditions)
  • ·Est. property taxes: $1,463/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,283/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,935/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Dade City?

Based on the local median home value, estimated real estate property taxes in Dade City are around $1,463 per year.

What is the average home price in Dade City?

The median home value in Dade City is currently estimated at $266,961.

How much does homeowners insurance cost in Dade City?

For a median priced home, homeowners insurance in Dade City averages around $1,283 annually.

What is the true total cost of owning a home in Dade City?

True homeownership costs go beyond principal and interest. In Dade City, a typical homeowner with a median-priced home of $266,961 can expect to pay roughly $1,463/yr in property taxes, $1,283/yr for homeowners insurance, and $1,935/yr in energy utilities. That adds approximately $390 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.