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Daviess County Mortgage Calculator

Estimate your true cost of homeownership in Daviess County with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,627
P&I Payment$1,194
Taxes & Ins$236
Utilities$196
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Mortgage Details

$226,015
Local Median: $226,015
$45,203 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,627

Monthly Breakdown

Principal & Interest
$1,194
Property Taxes
$140
Homeowners Ins.
$96
Utilities
$196

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$249,149

Local Housing Facts for Daviess County

  • ·Median home value: $226,015 (adjusted for current market conditions)
  • ·Est. property taxes: $1,685/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,152/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,349/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Daviess County?

Based on the local median home value, estimated real estate property taxes in Daviess County are around $1,685 per year.

What is the average home price in Daviess County?

The median home value in Daviess County is currently estimated at $226,015.

How much does homeowners insurance cost in Daviess County?

For a median priced home, homeowners insurance in Daviess County averages around $1,152 annually.

What is the true total cost of owning a home in Daviess County?

True homeownership costs go beyond principal and interest. In Daviess County, a typical homeowner with a median-priced home of $226,015 can expect to pay roughly $1,685/yr in property taxes, $1,152/yr for homeowners insurance, and $2,349/yr in energy utilities. That adds approximately $432 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.