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Daviess County Mortgage Calculator

Estimate your true cost of homeownership in Daviess County with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,509
P&I Payment$1,084
Taxes & Ins$184
Utilities$241
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Mortgage Details

$204,627
Local Median: $204,627
$40,925 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,509

Monthly Breakdown

Principal & Interest
$1,084
Property Taxes
$89
Homeowners Ins.
$94
Utilities
$241

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$226,678

Local Housing Facts for Daviess County

  • ·Median home value: $204,627 (adjusted for current market conditions)
  • ·Est. property taxes: $1,073/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,131/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,890/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Daviess County?

Based on the local median home value, estimated real estate property taxes in Daviess County are around $1,073 per year.

What is the average home price in Daviess County?

The median home value in Daviess County is currently estimated at $204,627.

How much does homeowners insurance cost in Daviess County?

For a median priced home, homeowners insurance in Daviess County averages around $1,131 annually.

What is the true total cost of owning a home in Daviess County?

True homeownership costs go beyond principal and interest. In Daviess County, a typical homeowner with a median-priced home of $204,627 can expect to pay roughly $1,073/yr in property taxes, $1,131/yr for homeowners insurance, and $2,890/yr in energy utilities. That adds approximately $425 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.