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Davis Mortgage Calculator

Estimate your true cost of homeownership in Davis with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,845
P&I Payment$1,277
Taxes & Ins$335
Utilities$233
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Mortgage Details

$227,732
Local Median: $227,732
$45,546 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,845

Monthly Breakdown

Principal & Interest
$1,277
Property Taxes
$184
Homeowners Ins.
$151
Utilities
$233

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$277,530

Local Housing Facts for Davis

  • ·Median home value: $227,732 (adjusted for current market conditions)
  • ·Est. property taxes: $2,212/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,810/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,791/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Davis?

Based on the local median home value, estimated real estate property taxes in Davis are around $2,212 per year.

What is the average home price in Davis?

The median home value in Davis is currently estimated at $227,732.

How much does homeowners insurance cost in Davis?

For a median priced home, homeowners insurance in Davis averages around $1,810 annually.

What is the true total cost of owning a home in Davis?

True homeownership costs go beyond principal and interest. In Davis, a typical homeowner with a median-priced home of $227,732 can expect to pay roughly $2,212/yr in property taxes, $1,810/yr for homeowners insurance, and $2,791/yr in energy utilities. That adds approximately $568 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.