Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

Davis Mortgage Calculator

Estimate your true cost of homeownership in Davis with localized property taxes, insurance, and utility data.

← Back to Davis Hub
Est. Total Monthly Cost
$1,916
P&I Payment$1,193
Taxes & Ins$440
Utilities$283
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this Davis scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$212,151
Local Median: $212,151
$42,430 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,916

Monthly Breakdown

Principal & Interest
$1,193
Property Taxes
$341
Homeowners Ins.
$99
Utilities
$283

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$259,841

Local Housing Facts for Davis

  • ·Median home value: $212,151 (adjusted for current market conditions)
  • ·Est. property taxes: $4,093/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,189/yr — based on local per-$1K premium rates
  • ·Energy utilities: $3,396/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Davis?

Based on the local median home value, estimated real estate property taxes in Davis are around $4,093 per year.

What is the average home price in Davis?

The median home value in Davis is currently estimated at $212,151.

How much does homeowners insurance cost in Davis?

For a median priced home, homeowners insurance in Davis averages around $1,189 annually.

What is the true total cost of owning a home in Davis?

True homeownership costs go beyond principal and interest. In Davis, a typical homeowner with a median-priced home of $212,151 can expect to pay roughly $4,093/yr in property taxes, $1,189/yr for homeowners insurance, and $3,396/yr in energy utilities. That adds approximately $723 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.