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Learn about the people, housing, costs and businesses in Dayton, Texas
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FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Dayton.
True all-in cost — P&I, taxes, insurance & utilities for homes in Dayton.
Find and compare lenders active near Dayton.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Dayton.
Seismic risk and earthquake insurance estimates for Dayton.
Wildfire exposure and insurance estimates for Dayton.
As of today, the 30-year fixed mortgage rate for Dayton is approximately 6.973% (7.012% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for DaytonThe median home value in Dayton is $229k. The median monthly rent is $970. Annual property taxes average $3k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Dayton have increased 9.4% over the past two years. This represents moderate growth. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,103/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $47k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Dayton is $78k/year.
Calculate your buying powerThe largest employment sectors in Dayton are public administration (21%) and retail (20%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.