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Dayton Lakes Mortgage Calculator

Estimate your true cost of homeownership in Dayton Lakes with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,738
P&I Payment$1,189
Taxes & Ins$335
Utilities$214
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Mortgage Details

$225,093
Local Median: $225,093
$45,019 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,738

Monthly Breakdown

Principal & Interest
$1,189
Property Taxes
$178
Homeowners Ins.
$158
Utilities
$214

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$247,829

Local Housing Facts for Dayton Lakes

  • ·Median home value: $225,093 (adjusted for current market conditions)
  • ·Est. property taxes: $2,131/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,890/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,570/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Dayton Lakes?

Based on the local median home value, estimated real estate property taxes in Dayton Lakes are around $2,131 per year.

What is the average home price in Dayton Lakes?

The median home value in Dayton Lakes is currently estimated at $225,093.

How much does homeowners insurance cost in Dayton Lakes?

For a median priced home, homeowners insurance in Dayton Lakes averages around $1,890 annually.

What is the true total cost of owning a home in Dayton Lakes?

True homeownership costs go beyond principal and interest. In Dayton Lakes, a typical homeowner with a median-priced home of $225,093 can expect to pay roughly $2,131/yr in property taxes, $1,890/yr for homeowners insurance, and $2,570/yr in energy utilities. That adds approximately $549 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.