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Daytona Beach Mortgage Calculator

Estimate your true cost of homeownership in Daytona Beach with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,973
P&I Payment$1,570
Taxes & Ins$270
Utilities$133
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Mortgage Details

$297,635
Local Median: $297,635
$59,527 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,973

Monthly Breakdown

Principal & Interest
$1,570
Property Taxes
$135
Homeowners Ins.
$135
Utilities
$133

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$327,067

Local Housing Facts for Daytona Beach

  • ·Median home value: $297,635 (adjusted for current market conditions)
  • ·Est. property taxes: $1,620/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,617/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,601/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Daytona Beach?

Based on the local median home value, estimated real estate property taxes in Daytona Beach are around $1,620 per year.

What is the average home price in Daytona Beach?

The median home value in Daytona Beach is currently estimated at $297,635.

How much does homeowners insurance cost in Daytona Beach?

For a median priced home, homeowners insurance in Daytona Beach averages around $1,617 annually.

What is the true total cost of owning a home in Daytona Beach?

True homeownership costs go beyond principal and interest. In Daytona Beach, a typical homeowner with a median-priced home of $297,635 can expect to pay roughly $1,620/yr in property taxes, $1,617/yr for homeowners insurance, and $1,601/yr in energy utilities. That adds approximately $403 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.