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Learn about the people, housing, costs and businesses in Decatur
Real local data across mortgage, insurance, natural hazard, and place.
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Decatur.
True all-in cost — P&I, taxes, insurance & utilities for homes in Decatur.
Find and compare lenders active near Decatur.
FEMA flood zones and flood insurance estimates for Decatur.
Seismic risk and earthquake insurance estimates for Decatur.
Wildfire exposure and insurance estimates for Decatur.
Mortgage rates for Decatur are updated daily on Safe Rate using live investor pricing. Rates depend on your credit score, loan type (Conventional, FHA, VA, Jumbo), and down payment. A 30-year fixed rate is the most common product for home purchases.
View current rates for DecaturThe median home value in Decatur is $196k. The median monthly rent is $910. Annual property taxes average $653. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Decatur have increased 17.1% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $828/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $35k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Decatur is $70k/year.
Calculate your buying powerThe largest employment sectors in Decatur are retail (21%) and public administration (17%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.