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Dedham Mortgage Calculator

Estimate your true cost of homeownership in Dedham with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$5,235
P&I Payment$4,153
Taxes & Ins$799
Utilities$284
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Mortgage Details

$794,908
Local Median: $794,908
$158,982 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$5,235

Monthly Breakdown

Principal & Interest
$4,153
Property Taxes
$650
Homeowners Ins.
$149
Utilities
$284

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$858,990

Local Housing Facts for Dedham

  • ·Median home value: $794,908 (adjusted for current market conditions)
  • ·Est. property taxes: $7,799/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,785/yr — based on local per-$1K premium rates
  • ·Energy utilities: $3,408/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Dedham?

Based on the local median home value, estimated real estate property taxes in Dedham are around $7,799 per year.

What is the average home price in Dedham?

The median home value in Dedham is currently estimated at $794,908.

How much does homeowners insurance cost in Dedham?

For a median priced home, homeowners insurance in Dedham averages around $1,785 annually.

What is the true total cost of owning a home in Dedham?

True homeownership costs go beyond principal and interest. In Dedham, a typical homeowner with a median-priced home of $794,908 can expect to pay roughly $7,799/yr in property taxes, $1,785/yr for homeowners insurance, and $3,408/yr in energy utilities. That adds approximately $1,083 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.