Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

Dedham Mortgage Calculator

Estimate your true cost of homeownership in Dedham with localized property taxes, insurance, and utility data.

← Back to Dedham Hub
Est. Total Monthly Cost
$1,397
P&I Payment$912
Taxes & Ins$197
Utilities$288
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this Dedham scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$171,410
Local Median: $171,410
$34,282 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,397

Monthly Breakdown

Principal & Interest
$912
Property Taxes
$127
Homeowners Ins.
$70
Utilities
$288

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$191,273

Local Housing Facts for Dedham

  • ·Median home value: $171,410 (adjusted for current market conditions)
  • ·Est. property taxes: $1,525/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $835/yr — based on local per-$1K premium rates
  • ·Energy utilities: $3,457/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Dedham?

Based on the local median home value, estimated real estate property taxes in Dedham are around $1,525 per year.

What is the average home price in Dedham?

The median home value in Dedham is currently estimated at $171,410.

How much does homeowners insurance cost in Dedham?

For a median priced home, homeowners insurance in Dedham averages around $835 annually.

What is the true total cost of owning a home in Dedham?

True homeownership costs go beyond principal and interest. In Dedham, a typical homeowner with a median-priced home of $171,410 can expect to pay roughly $1,525/yr in property taxes, $835/yr for homeowners insurance, and $3,457/yr in energy utilities. That adds approximately $485 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.