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Deer Isle-Stonington Community Mortgage Calculator

Estimate your true cost of homeownership in Deer Isle-Stonington Community with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$2,978
P&I Payment$2,492
Taxes & Ins$292
Utilities$194
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Mortgage Details

$475,130
Local Median: $475,130
$95,026 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,978

Monthly Breakdown

Principal & Interest
$2,492
Property Taxes
$184
Homeowners Ins.
$109
Utilities
$194

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$516,901

Local Housing Facts for Deer Isle-Stonington Community

  • ·Median home value: $475,130 (adjusted for current market conditions)
  • ·Est. property taxes: $2,203/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,302/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,327/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Deer Isle-Stonington Community?

Based on the local median home value, estimated real estate property taxes in Deer Isle-Stonington Community are around $2,203 per year.

What is the average home price in Deer Isle-Stonington Community?

The median home value in Deer Isle-Stonington Community is currently estimated at $475,130.

How much does homeowners insurance cost in Deer Isle-Stonington Community?

For a median priced home, homeowners insurance in Deer Isle-Stonington Community averages around $1,302 annually.

What is the true total cost of owning a home in Deer Isle-Stonington Community?

True homeownership costs go beyond principal and interest. In Deer Isle-Stonington Community, a typical homeowner with a median-priced home of $475,130 can expect to pay roughly $2,203/yr in property taxes, $1,302/yr for homeowners insurance, and $2,327/yr in energy utilities. That adds approximately $486 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.