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Learn about the people, housing, costs and businesses in Deer Lodge, Montana
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FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Deer Lodge.
True all-in cost — P&I, taxes, insurance & utilities for homes in Deer Lodge.
Find and compare lenders active near Deer Lodge.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Deer Lodge.
Seismic risk and earthquake insurance estimates for Deer Lodge.
Wildfire exposure and insurance estimates for Deer Lodge.
As of today, the 30-year fixed mortgage rate for Deer Lodge is approximately 6.852% (6.886% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Deer LodgeThe median home value in Deer Lodge is $420k. The median monthly rent is $1,619. Annual property taxes average $8k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Deer Lodge have increased 31.5% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,943/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $83k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Deer Lodge is $120k/year.
Calculate your buying powerThe largest employment sectors in Deer Lodge are public administration (25%) and healthcare (10%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.