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Learn about the people, housing, costs and businesses in Defiance, Ohio
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FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Defiance.
True all-in cost — P&I, taxes, insurance & utilities for homes in Defiance.
Find and compare lenders active near Defiance.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Defiance.
Seismic risk and earthquake insurance estimates for Defiance.
Wildfire exposure and insurance estimates for Defiance.
As of today, the 30-year fixed mortgage rate for Defiance is approximately 7.172% (7.220% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for DefianceThe median home value in Defiance is $141k. The median monthly rent is $847. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Defiance have increased 17.7% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $850/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $36k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Defiance is $67k/year.
Calculate your buying powerThe largest employment sectors in Defiance are retail (21%) and public administration (20%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.