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Del Rey Mortgage Calculator

Estimate your true cost of homeownership in Del Rey with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$2,036
P&I Payment$1,571
Taxes & Ins$227
Utilities$237
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Mortgage Details

$297,741
Local Median: $297,741
$59,548 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,036

Monthly Breakdown

Principal & Interest
$1,571
Property Taxes
$145
Homeowners Ins.
$83
Utilities
$237

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$327,414

Local Housing Facts for Del Rey

  • ·Median home value: $297,741 (adjusted for current market conditions)
  • ·Est. property taxes: $1,736/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $991/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,846/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Del Rey?

Based on the local median home value, estimated real estate property taxes in Del Rey are around $1,736 per year.

What is the average home price in Del Rey?

The median home value in Del Rey is currently estimated at $297,741.

How much does homeowners insurance cost in Del Rey?

For a median priced home, homeowners insurance in Del Rey averages around $991 annually.

What is the true total cost of owning a home in Del Rey?

True homeownership costs go beyond principal and interest. In Del Rey, a typical homeowner with a median-priced home of $297,741 can expect to pay roughly $1,736/yr in property taxes, $991/yr for homeowners insurance, and $2,846/yr in energy utilities. That adds approximately $464 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.