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Del Rey Oaks Mortgage Calculator

Estimate your true cost of homeownership in Del Rey Oaks with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$6,502
P&I Payment$5,750
Taxes & Ins$533
Utilities$220

Mortgage Details

$1,104,002
Local Median: $1,104,002
$220,800 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$6,502

Monthly Breakdown

Principal & Interest
$5,750
Property Taxes
$449
Homeowners Ins.
$83
Utilities
$220

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$1,186,859

Local Housing Facts for Del Rey Oaks

  • ·Median home value: $1,104,002 (adjusted for current market conditions)
  • ·Est. property taxes: $5,393/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $997/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,634/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Del Rey Oaks?

Based on the local median home value, estimated real estate property taxes in Del Rey Oaks are around $5,393 per year.

What is the average home price in Del Rey Oaks?

The median home value in Del Rey Oaks is currently estimated at $1,104,002.

How much does homeowners insurance cost in Del Rey Oaks?

For a median priced home, homeowners insurance in Del Rey Oaks averages around $997 annually.

What is the true total cost of owning a home in Del Rey Oaks?

True homeownership costs go beyond principal and interest. In Del Rey Oaks, a typical homeowner with a median-priced home of $1,104,002 can expect to pay roughly $5,393/yr in property taxes, $997/yr for homeowners insurance, and $2,634/yr in energy utilities. That adds approximately $752 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.