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Delco Mortgage Calculator

Estimate your true cost of homeownership in Delco with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,390
P&I Payment$881
Taxes & Ins$306
Utilities$204
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Mortgage Details

$165,863
Local Median: $165,863
$33,173 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,390

Monthly Breakdown

Principal & Interest
$881
Property Taxes
$91
Homeowners Ins.
$215
Utilities
$204

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$184,441

Local Housing Facts for Delco

  • ·Median home value: $165,863 (adjusted for current market conditions)
  • ·Est. property taxes: $1,087/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $2,581/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,446/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Delco?

Based on the local median home value, estimated real estate property taxes in Delco are around $1,087 per year.

What is the average home price in Delco?

The median home value in Delco is currently estimated at $165,863.

How much does homeowners insurance cost in Delco?

For a median priced home, homeowners insurance in Delco averages around $2,581 annually.

What is the true total cost of owning a home in Delco?

True homeownership costs go beyond principal and interest. In Delco, a typical homeowner with a median-priced home of $165,863 can expect to pay roughly $1,087/yr in property taxes, $2,581/yr for homeowners insurance, and $2,446/yr in energy utilities. That adds approximately $510 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.