Local
Learn about the people, housing, costs and businesses in Derry, New Hampshire
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Derry.
True all-in cost — P&I, taxes, insurance & utilities for homes in Derry.
Find and compare lenders active near Derry.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Derry.
Seismic risk and earthquake insurance estimates for Derry.
Wildfire exposure and insurance estimates for Derry.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Derry is approximately 6.864% (6.899% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for DerryThe median home value in Derry is $394k. The median monthly rent is $1,711. Annual property taxes average $7k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Derry have increased 22.7% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,901/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $81k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Derry is $105k/year.
Calculate your buying powerThe largest employment sectors in Derry are public administration (23%) and retail (13%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.