Local
Learn about the people, housing, costs and businesses in Des Lacs, North Dakota
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Des Lacs.
True all-in cost — P&I, taxes, insurance & utilities for homes in Des Lacs.
Find and compare lenders active near Des Lacs.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Des Lacs.
Seismic risk and earthquake insurance estimates for Des Lacs.
Wildfire exposure and insurance estimates for Des Lacs.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Des Lacs is approximately 6.895% (6.931% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Des LacsThe median home value in Des Lacs is $286k. The median monthly rent is $1,112. Annual property taxes average $3k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Des Lacs have increased 11.4% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,094/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $47k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Des Lacs is $92k/year.
Calculate your buying powerThe largest employment sectors in Des Lacs are public administration (29%) and retail (12%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.