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Des Moines County Mortgage Calculator

Estimate your true cost of homeownership in Des Moines County with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,428
P&I Payment$925
Taxes & Ins$244
Utilities$260
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Mortgage Details

$169,201
Local Median: $169,201
$33,840 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,428

Monthly Breakdown

Principal & Interest
$925
Property Taxes
$180
Homeowners Ins.
$64
Utilities
$260

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$197,526

Local Housing Facts for Des Moines County

  • ·Median home value: $169,201 (adjusted for current market conditions)
  • ·Est. property taxes: $2,156/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $766/yr — based on local per-$1K premium rates
  • ·Energy utilities: $3,123/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Des Moines County?

Based on the local median home value, estimated real estate property taxes in Des Moines County are around $2,156 per year.

What is the average home price in Des Moines County?

The median home value in Des Moines County is currently estimated at $169,201.

How much does homeowners insurance cost in Des Moines County?

For a median priced home, homeowners insurance in Des Moines County averages around $766 annually.

What is the true total cost of owning a home in Des Moines County?

True homeownership costs go beyond principal and interest. In Des Moines County, a typical homeowner with a median-priced home of $169,201 can expect to pay roughly $2,156/yr in property taxes, $766/yr for homeowners insurance, and $3,123/yr in energy utilities. That adds approximately $504 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.