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Devils Lake Mortgage Calculator

Estimate your true cost of homeownership in Devils Lake with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,513
P&I Payment$1,087
Taxes & Ins$254
Utilities$172
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Mortgage Details

$204,307
Local Median: $204,307
$40,861 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,513

Monthly Breakdown

Principal & Interest
$1,087
Property Taxes
$172
Homeowners Ins.
$83
Utilities
$172

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$227,705

Local Housing Facts for Devils Lake

  • ·Median home value: $204,307 (adjusted for current market conditions)
  • ·Est. property taxes: $2,059/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $994/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,069/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Devils Lake?

Based on the local median home value, estimated real estate property taxes in Devils Lake are around $2,059 per year.

What is the average home price in Devils Lake?

The median home value in Devils Lake is currently estimated at $204,307.

How much does homeowners insurance cost in Devils Lake?

For a median priced home, homeowners insurance in Devils Lake averages around $994 annually.

What is the true total cost of owning a home in Devils Lake?

True homeownership costs go beyond principal and interest. In Devils Lake, a typical homeowner with a median-priced home of $204,307 can expect to pay roughly $2,059/yr in property taxes, $994/yr for homeowners insurance, and $2,069/yr in energy utilities. That adds approximately $427 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.