Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

Dodge Mortgage Calculator

Estimate your true cost of homeownership in Dodge with localized property taxes, insurance, and utility data.

← Back to Dodge Hub
Est. Total Monthly Cost
$1,349
P&I Payment$869
Taxes & Ins$278
Utilities$203
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this Dodge scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$164,810
Local Median: $164,810
$32,962 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,349

Monthly Breakdown

Principal & Interest
$869
Property Taxes
$176
Homeowners Ins.
$101
Utilities
$203

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$181,076

Local Housing Facts for Dodge

  • ·Median home value: $164,810 (adjusted for current market conditions)
  • ·Est. property taxes: $2,116/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,214/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,432/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Dodge City?

Based on the local median home value, estimated real estate property taxes in Dodge City are around $2,116 per year.

What is the average home price in Dodge City?

The median home value in Dodge City is currently estimated at $164,810.

How much does homeowners insurance cost in Dodge City?

For a median priced home, homeowners insurance in Dodge City averages around $1,214 annually.

What is the true total cost of owning a home in Dodge City?

True homeownership costs go beyond principal and interest. In Dodge City, a typical homeowner with a median-priced home of $164,810 can expect to pay roughly $2,116/yr in property taxes, $1,214/yr for homeowners insurance, and $2,432/yr in energy utilities. That adds approximately $480 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.