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Learn about the people, housing, costs and businesses in Downs, Kansas
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FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Downs.
True all-in cost — P&I, taxes, insurance & utilities for homes in Downs.
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Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Downs.
Seismic risk and earthquake insurance estimates for Downs.
Wildfire exposure and insurance estimates for Downs.
As of today, the 30-year fixed mortgage rate for Downs is approximately 6.942% (6.980% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for DownsThe median home value in Downs is $86k. The median monthly rent is $595. Annual property taxes average $1k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Based on a typical all-in ownership cost of $595/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $26k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Downs is $63k/year.
Calculate your buying powerThe largest employment sectors in Downs are public administration (24%) and agriculture and mining (15%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.