Safe Rate Local

Mortgage Rates in Dubuque County, IA

7.206%APR 7.239% · $1,379/mo (20% Down)
Updated daily · May 21, 2026+0.245% (14d)
Safe Rate Choice20% Down Conv.
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14-Day Rate Trend
+0.245%
LO 6.943%HI 7.206%TODAY 7.206%
ProductRate / APR Mo. Payment Points
FHA Streamline
FHA streamline refinance
+$112/mo MI
0% Down640 FICO30-yr
6.313%
7.083% APR
$1,545
Principal & Interest
$0 Points
15-Year Refi
15-year fixed refinance
0% Down740 FICO15-yr
6.369%
6.420% APR
$1,772
Principal & Interest
$0 Points
VA Cash-Out
VA cash-out refinance
0% Down640 FICO30-yr
6.436%
6.810% APR
$1,589
Principal & Interest
$0 Points
VA IRRRL
VA streamline refinance
0% Down640 FICO30-yr
6.445%
6.598% APR
$1,453
Principal & Interest
$0 Points
Rate/Term Refi
Conventional rate/term refinance
0% Down740 FICO30-yr
7.308%
7.352% APR
$1,407
Principal & Interest
$0 Points
Cash-Out Refi
Conventional cash-out refinance
0% Down740 FICO30-yr
7.595%
7.630% APR
$1,433
Principal & Interest
$0 Points

Mortgage Rates in Dubuque County: Local Market Snapshot

Median Home Value
$276,890
2-Yr Appreciation
14.2%
increase
Median Income
$84,843
household
Price-to-Income
3.3x
within reach

Rates updated daily via Safe Rate's pricing engine using live investor rate sheets, calibrated to Dubuque County's local loan limits and FHFA market data. Your actual rate depends on credit score, down payment, and lender.

Frequently Asked Questions

Market Snapshot

FIPS 19061
Average Home Value
$276,890
Average Rent
$1,008/mo
Average Income
$84,843
Property Tax
$2,895/yr
Avg Loan
$205,061
Avg LTV
80.8%

Estimated Insurance

Homeowners Insurance
HO-3 policy · covers dwelling, property & liability
$79/mo
Flood Insurance$41/mo
Risk TierModerate
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Rates are representative estimates using base pricing sourced from national wholesale lenders. Safe Rate Mortgage is a broker driven platform. Estimated rates incorporate 1.40% lender paid compensation (minimum $2,000, maximum $4,000). At initial launch, no compensation occurs. Demographic and housing data sourced from public HUD and FHFA datasets.