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Dubuque Mortgage Calculator

Estimate your true cost of homeownership in Dubuque with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,963
P&I Payment$1,400
Taxes & Ins$320
Utilities$242
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Mortgage Details

$276,890
Local Median: $276,890
$55,378 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,963

Monthly Breakdown

Principal & Interest
$1,400
Property Taxes
$241
Homeowners Ins.
$79
Utilities
$242

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$282,526

Local Housing Facts for Dubuque

  • ·Median home value: $276,890 (adjusted for current market conditions)
  • ·Est. property taxes: $2,895/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $950/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,906/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Dubuque?

Based on the local median home value, estimated real estate property taxes in Dubuque are around $2,895 per year.

What is the average home price in Dubuque?

The median home value in Dubuque is currently estimated at $276,890.

How much does homeowners insurance cost in Dubuque?

For a median priced home, homeowners insurance in Dubuque averages around $950 annually.

What is the true total cost of owning a home in Dubuque?

True homeownership costs go beyond principal and interest. In Dubuque, a typical homeowner with a median-priced home of $276,890 can expect to pay roughly $2,895/yr in property taxes, $950/yr for homeowners insurance, and $2,906/yr in energy utilities. That adds approximately $563 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.