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Duncan Mortgage Calculator

Estimate your true cost of homeownership in Duncan with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,236
P&I Payment$711
Taxes & Ins$169
Utilities$356
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Mortgage Details

$133,929
Local Median: $133,929
$26,786 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,236

Monthly Breakdown

Principal & Interest
$711
Property Taxes
$108
Homeowners Ins.
$61
Utilities
$356

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$148,905

Local Housing Facts for Duncan

  • ·Median home value: $133,929 (adjusted for current market conditions)
  • ·Est. property taxes: $1,300/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $728/yr — based on local per-$1K premium rates
  • ·Energy utilities: $4,275/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Duncan?

Based on the local median home value, estimated real estate property taxes in Duncan are around $1,300 per year.

What is the average home price in Duncan?

The median home value in Duncan is currently estimated at $133,929.

How much does homeowners insurance cost in Duncan?

For a median priced home, homeowners insurance in Duncan averages around $728 annually.

What is the true total cost of owning a home in Duncan?

True homeownership costs go beyond principal and interest. In Duncan, a typical homeowner with a median-priced home of $133,929 can expect to pay roughly $1,300/yr in property taxes, $728/yr for homeowners insurance, and $4,275/yr in energy utilities. That adds approximately $525 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.