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Duncan Mortgage Calculator

Estimate your true cost of homeownership in Duncan with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,559
P&I Payment$1,295
Taxes & Ins$126
Utilities$138
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Mortgage Details

$244,025
Local Median: $244,025
$48,805 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,559

Monthly Breakdown

Principal & Interest
$1,295
Property Taxes
$88
Homeowners Ins.
$38
Utilities
$138

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$270,981

Local Housing Facts for Duncan

  • ·Median home value: $244,025 (adjusted for current market conditions)
  • ·Est. property taxes: $1,060/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $457/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,651/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Duncan?

Based on the local median home value, estimated real estate property taxes in Duncan are around $1,060 per year.

What is the average home price in Duncan?

The median home value in Duncan is currently estimated at $244,025.

How much does homeowners insurance cost in Duncan?

For a median priced home, homeowners insurance in Duncan averages around $457 annually.

What is the true total cost of owning a home in Duncan?

True homeownership costs go beyond principal and interest. In Duncan, a typical homeowner with a median-priced home of $244,025 can expect to pay roughly $1,060/yr in property taxes, $457/yr for homeowners insurance, and $1,651/yr in energy utilities. That adds approximately $264 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.