Local
Learn about the people, housing, costs and businesses in Durango, Colorado
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Durango.
True all-in cost — P&I, taxes, insurance & utilities for homes in Durango.
Find and compare lenders active near Durango.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Durango.
Seismic risk and earthquake insurance estimates for Durango.
Wildfire exposure and insurance estimates for Durango.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Durango is approximately 6.823% (6.856% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for DurangoThe median home value in Durango is $692k. The median monthly rent is $1,586. Annual property taxes average $1k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Durango have increased 11.3% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,587/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $68k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Durango is $80k/year.
Calculate your buying powerThe largest employment sectors in Durango are public administration (25%) and healthcare (12%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.