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Duval County Mortgage Calculator

Estimate your true cost of homeownership in Duval County with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$2,309
P&I Payment$1,869
Taxes & Ins$280
Utilities$161
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Mortgage Details

$354,887
Local Median: $354,887
$70,977 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,309

Monthly Breakdown

Principal & Interest
$1,869
Property Taxes
$199
Homeowners Ins.
$81
Utilities
$161

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$388,955

Local Housing Facts for Duval County

  • ·Median home value: $354,887 (adjusted for current market conditions)
  • ·Est. property taxes: $2,383/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $975/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,926/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Duval County?

Based on the local median home value, estimated real estate property taxes in Duval County are around $2,383 per year.

What is the average home price in Duval County?

The median home value in Duval County is currently estimated at $354,887.

How much does homeowners insurance cost in Duval County?

For a median priced home, homeowners insurance in Duval County averages around $975 annually.

What is the true total cost of owning a home in Duval County?

True homeownership costs go beyond principal and interest. In Duval County, a typical homeowner with a median-priced home of $354,887 can expect to pay roughly $2,383/yr in property taxes, $975/yr for homeowners insurance, and $1,926/yr in energy utilities. That adds approximately $440 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.