Safe Rate Local

Cost of Living in Duval County

Is it better to rent or buy in Duval County? Explore median costs, utility estimates, and run the numbers on your own budget to see how far your income goes.

← Back to Duval County Hub

Rent vs. Buy Affordability Calculator

Adjust the sliders to match your scenario. We recommend keeping total housing costs under 40% of your gross income.

$47,430
$712/mo

Median in area: $712

$99,518

Median in area: $99,518

$19,904

If you Rent

🔑
$874 /mo
Base Rent$712
Est. Utilities$162
% of Income22.1%
Pre-tax Residual$3,079

If you Buy

🏠
$903 /mo
P&I (7.105%)$535
Taxes & Ins$206
Est. Utilities$162
% of Income22.9%
Pre-tax Residual$3,049

Compare Nearby Areas

See how Duval County stacks up against neighboring areas.

Cost of Living FAQs

Is it cheaper to rent or buy in Duval County?

Based on median housing data, renting is currently more affordable on a monthly basis in Duval County. The estimated all-in monthly cost for renting is $874, while owning a median-priced home with a 20% down payment is roughly $903 per month (a difference of $29).

How much do utilities cost in Duval County?

The average monthly utility cost (electricity and natural gas) for a typical home in Duval County is approximately $162. This estimate uses local utility rate schedules combined with median energy consumption profiles.

What is a good salary to live comfortably in Duval County?

To comfortably afford the median rent and utilities in Duval County without exceeding the recommended 30% housing-to-income threshold, a household should earn a gross salary of approximately $34,960 per year.