Local
Learn about the people, housing, costs and businesses in Earth, Texas
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Earth.
True all-in cost — P&I, taxes, insurance & utilities for homes in Earth.
Find and compare lenders active near Earth.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Earth.
Seismic risk and earthquake insurance estimates for Earth.
Wildfire exposure and insurance estimates for Earth.
As of today, the 30-year fixed mortgage rate for Earth is approximately 7.172% (7.220% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for EarthThe median home value in Earth is $94k. The median monthly rent is $743. Annual property taxes average $1k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Earth have decreased 4.7% over the past two years. Buyers may find more negotiating room in this market. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $687/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $29k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Earth is $50k/year.
Calculate your buying powerThe largest employment sectors in Earth are agriculture and mining (22%) and construction (22%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.