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East Stroudsburg Mortgage Calculator

Estimate your true cost of homeownership in East Stroudsburg with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost

$1,983

P&I Payment$1,322

Taxes & Ins$454

Utilities$207

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Mortgage Details

Home Price$248,139

Local Median: $248,139

Down Payment$49,628 (20%)

Interest Rate

Loan Term

Credit Score

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Property Taxes / yr$4,451

Homeowners Ins. / yr$998

Include Flood InsuranceOptional

Estimated based on East Stroudsburg FEMA risk profiles.

Include Est. Utilities$2,484/yr

Based on DOE LEAD data for East Stroudsburg.

Monthly$1,983

Monthly Breakdown

Principal & Interest

$1,322

Property Taxes

$371

Homeowners Ins.

$83

Utilities

$207

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest

$277,325

Local Housing Facts for East Stroudsburg

·Median home value: $248,139 (adjusted for current market conditions)
·Est. property taxes: $4,451/yr — pre-loaded from county assessment data
·Homeowners insurance (HO-3): $998/yr — based on local per-$1K premium rates
·Energy utilities: $2,484/yr — sourced from DOE LEAD survey data
·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in East Stroudsburg?

Based on the local median home value, estimated real estate property taxes in East Stroudsburg are around $4,451 per year.

What is the average home price in East Stroudsburg?

The median home value in East Stroudsburg is currently estimated at $248,139.

How much does homeowners insurance cost in East Stroudsburg?

For a median priced home, homeowners insurance in East Stroudsburg averages around $998 annually.

What is the true total cost of owning a home in East Stroudsburg?

True homeownership costs go beyond principal and interest. In East Stroudsburg, a typical homeowner with a median-priced home of $248,139 can expect to pay roughly $4,451/yr in property taxes, $998/yr for homeowners insurance, and $2,484/yr in energy utilities. That adds approximately $661 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.