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Eden Prairie Mortgage Calculator

Estimate your true cost of homeownership in Eden Prairie with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$3,463
P&I Payment$2,642
Taxes & Ins$622
Utilities$198
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Mortgage Details

$502,872
Local Median: $502,872
$100,574 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$3,463

Monthly Breakdown

Principal & Interest
$2,642
Property Taxes
$425
Homeowners Ins.
$197
Utilities
$198

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$548,920

Local Housing Facts for Eden Prairie

  • ·Median home value: $502,872 (adjusted for current market conditions)
  • ·Est. property taxes: $5,103/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $2,365/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,379/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Eden Prairie?

Based on the local median home value, estimated real estate property taxes in Eden Prairie are around $5,103 per year.

What is the average home price in Eden Prairie?

The median home value in Eden Prairie is currently estimated at $502,872.

How much does homeowners insurance cost in Eden Prairie?

For a median priced home, homeowners insurance in Eden Prairie averages around $2,365 annually.

What is the true total cost of owning a home in Eden Prairie?

True homeownership costs go beyond principal and interest. In Eden Prairie, a typical homeowner with a median-priced home of $502,872 can expect to pay roughly $5,103/yr in property taxes, $2,365/yr for homeowners insurance, and $2,379/yr in energy utilities. That adds approximately $821 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.