Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

Edgar Mortgage Calculator

Estimate your true cost of homeownership in Edgar with localized property taxes, insurance, and utility data.

← Back to Edgar Hub
Est. Total Monthly Cost
$1,522
P&I Payment$958
Taxes & Ins$306
Utilities$258
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this Edgar scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$181,981
Local Median: $181,981
$36,396 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,522

Monthly Breakdown

Principal & Interest
$958
Property Taxes
$139
Homeowners Ins.
$168
Utilities
$258

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$199,205

Local Housing Facts for Edgar

  • ·Median home value: $181,981 (adjusted for current market conditions)
  • ·Est. property taxes: $1,664/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $2,013/yr — based on local per-$1K premium rates
  • ·Energy utilities: $3,097/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Edgar?

Based on the local median home value, estimated real estate property taxes in Edgar are around $1,664 per year.

What is the average home price in Edgar?

The median home value in Edgar is currently estimated at $181,981.

How much does homeowners insurance cost in Edgar?

For a median priced home, homeowners insurance in Edgar averages around $2,013 annually.

What is the true total cost of owning a home in Edgar?

True homeownership costs go beyond principal and interest. In Edgar, a typical homeowner with a median-priced home of $181,981 can expect to pay roughly $1,664/yr in property taxes, $2,013/yr for homeowners insurance, and $3,097/yr in energy utilities. That adds approximately $565 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.