Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

Edgartown Mortgage Calculator

Estimate your true cost of homeownership in Edgartown with localized property taxes, insurance, and utility data.

← Back to Edgartown Hub
Est. Total Monthly Cost
$8,718
P&I Payment$7,406
Taxes & Ins$979
Utilities$333
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this Edgartown scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$1,391,383
Local Median: $1,391,383
$278,277 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$8,718

Monthly Breakdown

Principal & Interest
$7,406
Property Taxes
$470
Homeowners Ins.
$508
Utilities
$333

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$1,553,152

Local Housing Facts for Edgartown

  • ·Median home value: $1,391,383 (adjusted for current market conditions)
  • ·Est. property taxes: $5,641/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $6,101/yr — based on local per-$1K premium rates
  • ·Energy utilities: $3,999/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Edgartown?

Based on the local median home value, estimated real estate property taxes in Edgartown are around $5,641 per year.

What is the average home price in Edgartown?

The median home value in Edgartown is currently estimated at $1,391,383.

How much does homeowners insurance cost in Edgartown?

For a median priced home, homeowners insurance in Edgartown averages around $6,101 annually.

What is the true total cost of owning a home in Edgartown?

True homeownership costs go beyond principal and interest. In Edgartown, a typical homeowner with a median-priced home of $1,391,383 can expect to pay roughly $5,641/yr in property taxes, $6,101/yr for homeowners insurance, and $3,999/yr in energy utilities. That adds approximately $1,312 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.