Get & compare mortgage quotes anonymously from local lenders — no phone number, no SSN.Start in My Home

Local

Edgewater Mortgage Calculator

Estimate your true cost of homeownership in Edgewater with localized property taxes, insurance, and utility data.

← Back to Edgewater Hub

Est. Total Monthly Cost

$1,952

P&I Payment$1,544

Taxes & Ins$257

Utilities$152

Also calculate:FHA Calculator VA Calculator

Next steps

Take this Edgewater scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over time Find lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

Home Price$290,802

Local Median: $290,802

Down Payment$58,160 (20%)

Interest Rate

Loan Term

Credit Score

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Property Taxes / yr$1,510

Homeowners Ins. / yr$1,568

Include Flood InsuranceOptional

Estimated based on Edgewater FEMA risk profiles.

Include Est. Utilities$1,827/yr

Based on DOE LEAD data for Edgewater.

Monthly$1,952

Monthly Breakdown

Principal & Interest

$1,544

Property Taxes

$126

Homeowners Ins.

$131

Utilities

$152

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest

$323,094

Local Housing Facts for Edgewater

·Median home value: $290,802 (adjusted for current market conditions)
·Est. property taxes: $1,510/yr — pre-loaded from county assessment data
·Homeowners insurance (HO-3): $1,568/yr — based on local per-$1K premium rates
·Energy utilities: $1,827/yr — sourced from DOE LEAD survey data
·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Edgewater?

Based on the local median home value, estimated real estate property taxes in Edgewater are around $1,510 per year.

What is the average home price in Edgewater?

The median home value in Edgewater is currently estimated at $290,802.

How much does homeowners insurance cost in Edgewater?

For a median priced home, homeowners insurance in Edgewater averages around $1,568 annually.

What is the true total cost of owning a home in Edgewater?

True homeownership costs go beyond principal and interest. In Edgewater, a typical homeowner with a median-priced home of $290,802 can expect to pay roughly $1,510/yr in property taxes, $1,568/yr for homeowners insurance, and $1,827/yr in energy utilities. That adds approximately $409 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.