Get & compare mortgage quotes anonymously from local lenders — no phone number, no SSN.Start in My Home

Local

Edinburg Mortgage Calculator

Estimate your true cost of homeownership in Edinburg with localized property taxes, insurance, and utility data.

← Back to Edinburg Hub

Est. Total Monthly Cost

$1,669

P&I Payment$1,106

Taxes & Ins$466

Utilities$97

Also calculate:FHA Calculator VA Calculator

Next steps

Take this Edinburg scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over time Find lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

Home Price$208,989

Local Median: $208,989

Down Payment$41,798 (20%)

Interest Rate

Loan Term

Credit Score

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Property Taxes / yr$3,115

Homeowners Ins. / yr$2,474

Include Flood InsuranceOptional

Estimated based on Edinburg FEMA risk profiles.

Include Est. Utilities$1,167/yr

Based on DOE LEAD data for Edinburg.

Monthly$1,669

Monthly Breakdown

Principal & Interest

$1,106

Property Taxes

$260

Homeowners Ins.

$206

Utilities

$97

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest

$230,905

Local Housing Facts for Edinburg

·Median home value: $208,989 (adjusted for current market conditions)
·Est. property taxes: $3,115/yr — pre-loaded from county assessment data
·Homeowners insurance (HO-3): $2,474/yr — based on local per-$1K premium rates
·Energy utilities: $1,167/yr — sourced from DOE LEAD survey data
·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Edinburg?

Based on the local median home value, estimated real estate property taxes in Edinburg are around $3,115 per year.

What is the average home price in Edinburg?

The median home value in Edinburg is currently estimated at $208,989.

How much does homeowners insurance cost in Edinburg?

For a median priced home, homeowners insurance in Edinburg averages around $2,474 annually.

What is the true total cost of owning a home in Edinburg?

True homeownership costs go beyond principal and interest. In Edinburg, a typical homeowner with a median-priced home of $208,989 can expect to pay roughly $3,115/yr in property taxes, $2,474/yr for homeowners insurance, and $1,167/yr in energy utilities. That adds approximately $563 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.