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Edwardsville Mortgage Calculator

Estimate your true cost of homeownership in Edwardsville with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,385
P&I Payment$1,033
Taxes & Ins$125
Utilities$227
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Mortgage Details

$195,005
Local Median: $195,005
$39,001 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,385

Monthly Breakdown

Principal & Interest
$1,033
Property Taxes
$43
Homeowners Ins.
$82
Utilities
$227

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$215,868

Local Housing Facts for Edwardsville

  • ·Median home value: $195,005 (adjusted for current market conditions)
  • ·Est. property taxes: $515/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $980/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,727/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Edwardsville?

Based on the local median home value, estimated real estate property taxes in Edwardsville are around $515 per year.

What is the average home price in Edwardsville?

The median home value in Edwardsville is currently estimated at $195,005.

How much does homeowners insurance cost in Edwardsville?

For a median priced home, homeowners insurance in Edwardsville averages around $980 annually.

What is the true total cost of owning a home in Edwardsville?

True homeownership costs go beyond principal and interest. In Edwardsville, a typical homeowner with a median-priced home of $195,005 can expect to pay roughly $515/yr in property taxes, $980/yr for homeowners insurance, and $2,727/yr in energy utilities. That adds approximately $352 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.